Important Information for Site Users and Investors

This website is not an offering or a solicitation of any of the investments mentioned herein.

Subscriptions to any investment must be made pursuant to an offering memorandum, prospectus or agreement prepared by the issuer or manager.

Investor Force Securities, Inc. ("IFS") and Investor Force, Inc. ("IF") are wholly owned subsidiaries of Investor Force Holdings, Inc. Securities products are offered by IFS (member NASD).

User Responsibility:

User assumes responsibility for performance of all due diligence. The final decision whether or not to invest with a manager or in a fund rests solely with the user, and the user agrees it shall not be based on any information provided by the Altvest Hedge Funds Database, Investor Force, Inc, Investor Force Securities, Inc. and/or any representatives or affiliates. Read the offering documents prepared by the issuer carefully before you invest. IFS, IF or its employees are not providing you with any legal, tax or accounting advice or advice regarding the suitability or profitability of a security or investment.

Jurisdictions:

Not all products are available for sale in all states and some products may not be available for sale within the United States. In addition, not all securities, products and services described here are available outside of the United States. The information contained in these pages is not an offer to sell or a solicitation of an offer to buy the securities, products or services mentioned here, and no offers or sales will be made in jurisdictions in which 1) the offer or sale of these securities, products and services and 2) IFS or Investor Force, Inc. is not qualified or otherwise exempt from regulation.

Country specific information:

Netherlands:

This website is not aimed at persons who are established, settled or have their normal residence in Netherlands. Shares may not be solicited, acquired or offered in or from within the Netherlands. Offering memoranda may not be circulated in the Netherlands, to any individual or legal entity as part of their initial distribution or any time thereafter, other than to individuals or legal entities who or which trade or invest in securities in the conduct of a profession or trade, including banks, brokers, dealers and institutional investors investing in securities, as described in the Regulation dated October 9, 1990, in respect of the implementation of Article 14 of the Act on Supervision of Investment Institution of June 27, 1990, and the respective accompanying memoranda thereto of the Minister of Finance of the Netherlands. In the event of a solicitation, acquisition or offering made to or by professional investors and therefore exempt from the general prohibition as contained in the Act, no subsequent offering of the participation rights in a "secondary offering" by such professional investors to others than such professional investors may be made.

Switzerland:

A Fund on this site may not be authorized by the Swiss Federal Banking Commission as a foreign investment fund pursuant to Article 45 of the Swiss Mutual Fund Act of March 18, 1994. Accordingly, a fund may not be authorized for public distribution in Switzerland. For more information as to the qualifications for sale of a particular fund in Switzerland, please contact the individual fund.

Past performance:

Past performance is no indication of future results. Principal value, share prices and investment returns fluctuate with changes in market conditions. Your investment may be worth more or less than your original cost when you sell or redeem your shares.

Risk:

Investing may involve substantial investment, liquidity, leverage, derivative and other risks. The use of derivative instruments may involve substantial risk of loss. Derivatives prices are highly volatile and derivatives trading may be illiquid. Special risks of international investing. Some products invest in international securities, which can involve different risks than U.S. investments. The risks include political and economic instability, changing currency exchange rates, foreign taxes, differences in financial accounting standards, etc.

Mutual Funds:

Before you invest, download and read the prospectus carefully. Links to the prospectus can be found at the end of the appropriate fund vehicle profile page. To access the profile page, click on the hyper-linked fund name, or call 877-417-1241.

Unregistered Securities:

Commingled funds and hedge funds are unregistered securities. Investment subscriptions must be made pursuant to a private placement memorandum and/or offering documents provided by the issuer. There may be restrictions on redemptions. Please review issuers offering documents carefully prior to investing.

Separate Accounts:

Separate accounts are investment advisory products, not securities. For further information regarding these products, please refer to the agreements, ADV II Brochure, and other documents provided by the investment manager.

Waiving fees:

For some funds, the manager may have waived all or a portion of the fees during a given period. This fee waiver would have the effect of increasing the fund's reported returns and should be weighed in evaluating the fund's performance. You should be able to find out if a manager has waived any fees by reading the prospectus.

Indices are unmanaged:

Indices are unmanaged and do not reflect the payment of advisory fees and other expenses associated with an investment in a fund. Investors cannot directly invest in an index.

Money market fund:

Money market funds are managed to maintain a stable share price. Investments in these funds are neither insured nor guaranteed by the U.S. government, and there can be no assurance that the funds will be able to maintain a stable net asset value.

Licensing:

Broker-dealers and their agents and investment Advisors and their agents may only transact business in a particular state or country if they are licensed or otherwise qualified to do so under the regulatory requirements of that state or country. For information regarding the licensure status or disciplinary history of a broker-dealer, investment advisor or their agents, you should contact your state securities law administrator or national financial services regulatory agency. (For information on broker dealers and their representatives in the US, contact the NASD Regulation Public Disclosure Program Hotline at (800) 289-9999, or access the NASD web site at www.nasdr.com.)

Exclusion of Warranties:

User acknowledges that each fund and/or investment manager and/or its administrator is solely responsible for the accuracy of any information it submits, including, without limitation, historical performance information. Investor Force, Inc. and Investor Force Securities, Inc. (collectively "IF) are not responsible for verifying any of the information.

User acknowledges that IF does not make and hereby disclaims any representation or warranty with respect to, and shall not be responsible or liable for, the content of the information accessible through the IF service or the fact of timing of its transmission.

User further acknowledges that the IF service is provided "as is" without warranty of any kind. IF does not warrant or insure that the IF service will be free from delays, inaccuracies, errors, interruptions, omissions, or defects, whether human or mechanical.

IF does not make any warranties, expressed or implied, of any nature whatsoever as to the IF service, including, without limitation, any warranties as to the condition, quality, performance, merchantability or fitness for a particular purpose.

User acknowledges that any links to other sites and resources on the internet offered through the IF service are provided as a convenience and for informational purposes only. IF bears no responsibility for the quality of information provided through other sites and computer systems. Providing a link to these other sites should not be construed as an endorsement or approval by IF of these organizations or of the positions they may take on various issues.

Limitations of Liability:

In no event shall IF be liable to user or any other person, regardless of the cause, for the accuracy or completeness of the IF service or any of the information supplied to it, or for any delays, inaccuracies, errors, interruptions, omissions, or defects in the furnishing of the IF service, or for any direct, special, indirect, exemplary, punitive, incidental or consequential damages arising from such delays, inaccuracies, errors, interruptions, omissions, or defects or otherwise, even if IF has been advised of the possibility of such damages.